CATEGORY: Compliance Courses

HMDA & Regulation Z Compliance

Course Access: Lifetime
Course Overview

HMDA & Regulation Z Compliance Course

In this course we will give an introduction to two different federal
laws that are essential to mortgage professionals that help protect borrowers.

1.    The Home
Mortgage Disclosure Act (HMDA);

2.    Regulation Z,
The Truth-in-Lending Act (TILA);

We will also discuss the need
for such legislation and what mortgage professionals must do to comply with
both laws. Topics covered include:

o   What
is HMDA?

o   HMDA
Reporting;

o   Using
HMDA Data to Identify Lending Discrimination;

o   The HMDA-LAR;

o   Changes
to HMDA in recent years;

o   HMDA
Disclosures;

o   History
of TILA & Reg Z;

o   Regulation
Z Protections for Borrowers;

o   Regulation
Z & HMDA’s Connection;