What is late mortgage CE?

Late CE is for MLO’s looking to make-up CE hours for from 2010 – 2023. As a licensed MLO the SAFE ACT requires licensed MLO’s to take annual continuing education and when an MLO fails to do so, MLO’s must take a SAFE late CE course approved by the NMLS. Usually, this is an MLO who is returning to the business as a licensed MLO where the application process for a license requires you to satisfy any CE deficiencies for the last year you were licensed.

Late CE courses are configured such that upon completion, course credit will be retroactively applied to 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012, 2011 or 2010, depending on the needs of the particular MLO. States which do not allow an MLO to make-up a CE deficiency require the MLO to apply for a new license. The application process for a new license requires the MLO to satisfy any CE deficiency for the last year in which they maintain an active license. The NMLS has a very specific course catalog that meets this requirement. If you are attempting to make up CE hours, either for the reinstatement period or were directed to take a late CE course by your state regulator pay close attention to any state-specific education requirements that you may need to satisfy.

If you have questions, please contact office at 317-566-0425, we would be happy to assist or feel free to choose from the list by scrolling through the list of late courses below.