Pre-licensing Requirements

North Carolina states that individuals seeking licensure as an MLO are required to complete 24hours of NMLS-approved education. This education must include 3 hours of federal law, 3 hours of ethics (which must include instruction on fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 12 hours of undefined education (referred to as electives), and 4 hours of North Carolina-specific state law instruction.

As mentioned, North Carolina has a 4-hour state specific pre-licensing education course requirement. Please view our North Carolina PE course options below.

If you haven’t completed your initial 20 hours of SAFE education, click here to view our 20 Hour SAFE options.