4 Hour WV SAFE: Understanding West Virginia Mortgage Law Online Self-Study Pre-Licensing Education [Course #10949]

Course Format

My Mortgage Trainer, Inc. conducts this 4 Hour WV SAFE: Understanding West Virginia Mortgage Law pre-licensing education course in an online setting. Students progress through the online modules at their own learning pace. The course utilizes My Mortgage Trainer, Inc.’s Learning Management System (LMS), which supports multiple browsers. Additionally, the course delivers its content in six (6) modules, accessible at any time. To enhance comprehension, the course incorporates case studies and practice quizzes. Following NMLS requirements, the class concludes with a final exam and survey. Upon enrolling in the class, participants receive a confirmation email containing login information to initiate the course. Upon logging in, participants must read and acknowledge the ROC’s agreement and confirm their identity through bio-signature to proceed with the online course.

4 Hour WV SAFE Course Topics

This course will cover key topics such as the WV DFI, Licensing, Residential Mortgage Loans, Conditions and Limitations of Certain Mortgage Transactions, Disclosures and Advertising, and Disciplinary Action. By the end of the course, you will be able to:

  • Describe the tangible net benefit requirements and demonstrate proper completion of the WV statutorily required form;
  • Know the late payment penalty maximum charge of $30 and describe the requirement that this be disclosed correctly on all loan disclosures;
  • Explain the loan-to-value limitation of 100% unless the program is specifically exempted by statute;
  • Know that no application fees may be collected and explain that third-party pass-through fees may be collected for the actual amount of the service provided.

Visit for more information on West Virginia Education Requirements: West Virginia Education Notice