This course is a one-time requirement and is only required for MLO’s who were initially licensed from January 1-December 31^st, 2023. These five hours are in addition to the 9 hours of annual CE already required for MLO’s (8hrs + 1hr of UT-specific). This course provides a review of the topics outlined by the Utah Division of Real Estate (DRE), which are required to satisfy post-licensing education requirements for mortgage loan originators.