HMDA & Regulation Z Compliance Compliance Course

This 38-minute course is designed to provide mortgage loan originators (MLOs) with a comprehensive introduction to the Home Mortgage Disclosure Act (HMDA) and Regulation Z (Truth-in-Lending Act). Participants will learn the purpose and significance of these federal laws in protecting borrowers and ensuring transparency in the mortgage industry. The course will cover key compliance requirements for MLOs under both HMDA and Regulation Z, equipping them with the knowledge and tools necessary to adhere to these regulations effectively. By the end of the course, MLOs will understand their responsibilities related to these laws and be better prepared to promote ethical lending practices. Topics covered include:

• What is HMDA?
• HMDA Reporting;
• Using HMDA Data to Identify Lending Discrimination;
• The HMDA-LAR;
• Changes to HMDA in recent years;
• HMDA Disclosures;
• History of TILA & Reg Z;
• Regulation Z Protections for Borrowers;
• Regulation Z & HMDA’s Connection;