HMDA & Regulation Z Compliance Compliance Course

In this course we will give an introduction to two different federal laws that are essential to mortgage professionals that help protect borrowers.

1. The Home Mortgage Disclosure Act (HMDA);
2. Regulation Z, The Truth-in-Lending Act (TILA);

We will also discuss the need for such legislation and what mortgage professionals must do to comply with both laws. Topics covered include:

• What is HMDA?
• HMDA Reporting;
• Using HMDA Data to Identify Lending Discrimination;
• The HMDA-LAR;
• Changes to HMDA in recent years;
• HMDA Disclosures;
• History of TILA & Reg Z;
• Regulation Z Protections for Borrowers;

Regulation Z & HMDA’s Connection;