Renewing your MLO License

🔁 Annual Renewal Cycle

• Renewal Deadline: Most states require completion by December 31st
• Start Early: The renewal window typically opens November 1st
• Required CE: 8 hours minimum of NMLS-approved continuing education, including:
  
  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional lending
  • 1 hour of electives (or state-specific)

• MLOs who complete structured exam prep are 30–40% more likely to pass on the first attempt
• Prep with MEC’s Exam Packages