You must complete a minimum of 20 hours of NMLS-approved pre-licensing education to fulfill the Pre-licensing Requirements for Alabama.
The Pre-licensing Education (PE) covers 3 hours dedicated to Federal law, 3 hours on ethics (which covers topics such as fraud, consumer protection, and fair lending issues), 2 hours on non-traditional mortgage lending, and 12 hours of elective education.
Beyond the initial 20 hours of SAFE education, Alabama does not have any state-specific PE requirements. After you complete the 20 hours of SAFE education, you will be ready to apply for your MLO license and take the exam.
The Alabama MLO Application Checklist from the NMLS can guide you through the process of becoming a licensed MLO in Alabama, including paying fees, being sponsored by an employer, and fulfilling the Pre-licensing Requirements for Alabama. You can view the full checklist using the link below.
New MLOs should complete the SAFE 20 Hour Education course and pass the NMLS National MLO exam to start their journey of getting licensed in Alabama. We offer the 20-hour course in multiple formats to meet your schedule and study needs. View our course and test preparation options here.
As mentioned above, passing the NMLS National MLO Exam and obtaining your NMLS ID Number are part of the Pre-licensing Requirements For Alabama. We offer short videos below that guide you through the steps of obtaining your NMLS ID, scheduling your exam, and provide tips on successfully passing the exam. Subscribe to our YouTube Channel for more great tips and industry-related news!