5 Hour MD SAFE: Understanding Maryland Mortgage Law Online Self-Study Pre-Licensing Education [Course #10942]
Course Format: OSS (Online Self-Study)
Credit Hours: 5 Elective PE Credit
NMLS Approval #10942
This 5-hour Maryland Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in four (4) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as Maryland Mortgage Loan Originator Law and Regulations, Maryland Lender Law and Regulations, Secondary Mortgage Loans, Reverse Mortgage Loans, the MD ECOA, and other Unique Areas of Maryland Law. By the end of the course you will be able to:
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- Understand the requirements for obtaining and retaining a mortgage license in Maryland;
- Understand the limitations on issuance of a license based on an applicant’s past;
- Understand the prohibitions and required behavior associated with having a Maryland mortgage license;
- Be familiar with the Maryland Mortgage Fraud Act;
- Be aware of the requirements of the Maryland Finder’s Fee Act
2 Hour IN SAFE: Understanding Indiana Mortgage Law Online Self-Study Pre-Licensing Education [Course #10965]
Course Format: OSS (Online Self-Study)
Credit Hours: 2 Elective PE Credit
NMLS Approval #10965
This 2-hour Indiana Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in four (4) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as Oversight Responsibility, Definitions, Indiana License Law and Regulation, Compliance, and Disciplinary Action. By the end of the course you will be able to:
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- Know the fingerprint requirements;
- Articulate the principal manager requirements;
- Describe the document requirements for a loan file;
- Understand that the license number of each MLO or Principal Manager who has contact with a file must be placed on the Loan Broker Agreement.
2 Hour ID SAFE: Understanding Idaho Mortgage Law Online Self-Study Pre-Licensing Education [Course #10963]
Course Format: OSS (Online Self-Study)
Credit Hours: 2 Elective PE Credit
NMLS Approval #10963
This 2-hour Idaho Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in two (2) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as Licensing and Operation Requirements and Compliance and Disciplinary Action. By the end of the course you will be able to:
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- Describe the provisions that make fraud against a financial institution, which includes mortgage brokers/lenders, by an employee of the financial institution a specific category of financial fraud, and identify the consequences of this type of fraud;
- Understand the general difference between statutory compliance and underwriting/quality control.
- Articulate the disclosure requirements when using social media or other mediums for advertising under the IRMPA and other applicable law;
- Know that the NMLS unique identifier requirements apply to all licensees, not just originators;
- Discuss how the licensee’s receipt of the borrower’s request for credit constitutes an application under the IRMPA and other applicable law. Understand how any Idaho specific disclosure requirements that are tied to application timelines may not necessarily align with federal disclosure requirements;
- Identify the prohibitions in the IRMPA that apply to both company and individual licensees that have no counterparts in federal law or regulation (e.g. prohibitions against violations of, or misrepresentations regarding, S.A.F.E Act education and testing requirements);
- Explain the requirements for branch versus individual licensure.
3 Hour HI SAFE: Understanding Hawaii Mortgage Law Online Self-Study Pre-Licensing Education [Course #10947]
Course Format: OSS (Online Self-Study)
Credit Hours: 3 Elective PE Credit
NMLS Approval #10947
This 3-hour Hawaii Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in two (2) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as the Hawaii SAFE Act and other Additional Areas of Importance. By the end of the course you will be able to:
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- Be familiar with the regulatory authority in the state of Hawaii, its structure and authority;
- Know and understand definitions used in Hawaii mortgage law;
- Understand how to apply and qualify for a mortgage license in Hawaii and how to maintain such license;
- Be familiar with required disclosures and agreements.
2 Hour FL SAFE: Understanding Florida Mortgage Law Online Self-Study Pre-Licensing Education [Course #10982]
Course Format: OSS (Online Self-Study)
Credit Hours: 2 Elective PE Credit
NMLS Approval #10982
This 2-hour Florida Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in two (2) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as Licensing and Operation Requirement and Prohibited Acts, Disciplinary Action, and Penalties. By the end of the course you will be able to:
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- Understand the license and application requirements for Florida;
- Learn how to maintain a license in Florida;
- Be able to identify prohibited acts and practices;
- Understand what conduct is required;
3 Hour DC SAFE: Understanding DC Mortgage Law Online Self-Study Pre-Licensing Education [Course #10967]
Course Format: OSS (Online Self-Study)
Credit Hours: 3 Elective PE Credit
NMLS Approval #10967
This 3-hour DC Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in six (6) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as the DC Department of Insurance, Securities, and Banking, District Law and Regulations, License Law and Regulation, Compliance, Disciplinary Action, and Unique District Areas. By the end of the course you will be able to:
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- Become familiar with the regulations and authority associated with mortgage lending in DC;
- Understand how to obtain and maintain a mortgage license in DC;
- Learn the financial responsibilities associated with having a license;
- Understand prohibited acts and practices and the penalties associated with non-compliance.
1 Hour CT SAFE: Understanding Connecticut Mortgage Law Online Self-Study Pre-Licensing Education [Course #10969]
Course Format: OSS (Online Self-Study)
Credit Hours: 1 Elective PE Credit
NMLS Approval #10969
This 1-hour Connecticut Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in three (3) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as the Connecticut Abusive Home Loan Lending Practices, General Mortgage Statutes, and Other Mortgage and Loan Practices. By the end of the course you will be able to:
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- Understand the license and application requirements for Connecticut;
- Learn how to maintain a license in Connecticut;
- Be able to identify prohibited acts and practices;
- Understand what conduct is required.
2 Hour CO SAFE: Understanding Colorado Mortgage Law Online Self-Study Pre-Licensing Education [Course #10953]
Course Format: OSS (Online Self-Study)
Credit Hours: 2 Elective PE Credit
NMLS Approval #10953
This 2-hour Colorado Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in five (5) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as the Colorado Department of Regulatory Agencies, Colorado Law and Regulation Definitions, Colorado License Law and Regulation, Compliance, and Disciplinary Action. By the end of the course you will be able to:
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- Understand the license and application requirements for Colorado;
- Learn how to maintain a license in Colorado;
- Be able to identify prohibited acts and practices;
- Understand what conduct is required.
3 Hour MA SAFE: Understanding Massachusetts Mortgage Law Online Self-Study Pre-Licensing Education [Course #10957]
Course Format: OSS (Online Self-Study)
Credit Hours: 3 Elective PE Credit
NMLS Approval #10957
This 3-hour Massachusetts Mortgage Law pre-licensing education course is conducted in an online setting. Students are able to move through online courses at their own learning pace. My Mortgage Trainer, Inc. uses their Learning Management System (LMS) which supports multiple browsers.
Additionally, this course is delivered in three (3) modules of content and can be accessed at any time. The course will utilize case studies and practice quizzes to help you better comprehend the course material. As required by the NMLS, the class completes with a final exam and survey.
This course will cover key topics such as Massachusetts License Law and Regulation, Consumer Protection, and Unique State Areas. By the end of the course you will be able to:
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- Identify and describe the unique Massachusetts laws, to include: Describe the MLO licensing standards set forth in c. 255F, section 4(a)(ii)(c) regarding certain misdemeanor convictions;
- Explain the reverse mortgage program requirements set forth in MGL c. 167E Sections 7 & 7A (applicable to mortgage companies pursuant to MGL c. 183, section 67); and
- Know the late fees as described in MGL c. 183, section 59
