MLO License Education Requirements in Hawaii

Overview of Education Requirements in Hawaii

Discover the MLO license education requirements in Hawaii. To obtain an MLO license, individuals in Hawaii must complete 20 hours of NMLS-approved pre-licensing education. This education covers federal law, ethics, non-traditional mortgage lending, elective education, and Hawaii-specific topics.  

State Specific MLO License Education Requirements in Hawaii

As mentioned, Hawaii MLO applicants must complete 20 hours of NMLS-approved education. This education includes 3 hours of Federal law, 3 hours of ethics (covering fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 9 hours of elective education, and 3 hours of Hawaii state-specific defined electives.

Application Process

In addition to pre-licensing education, you will also need to pass the National MLO Exam and undergo a criminal background check before licensing. Utilize the Hawaii MLO Application Checklist provided by the NMLS to assist you in the application process. You can view the full checklist using the link below.

View the Hawaii Application Checklist

At a Glance

  • NMLS Approved Education: 20 Hours
  • HI State Specific Education: 3 Hours
  • HI License Application Fee: $835.00
  • NMLS Processing Fee: $30.00
  • Credit Report Fee: $15.00
  • Background Check Fee: $36.25

Completing your SAFE20 Education

Aspiring MLO’s in Hawaii are required to complete 20 hours of NMLS approved SAFE education prior to licensure. My Mortgage Trainer offers a range of format options for the 20-hour course to cater to your study needs and accommodate your schedule. Begin your journey towards MLO licensure in Hawaii with My Mortgage Trainer today. View our course and test preparation options here.

Completing Your Hawaii Education

Hawaii MLO applicants must also complete 3 hours of Hawaii Division of Financial Institutions (HI-DFI) defined electives, covering required topics such as Hawaii’s SAFE Act, the Usury Act, unfair practices with respect to real estate transactions, mortgage deed of trust, and Hawaii principal and agent law. Explore our online self-study option now. Explore our online self-study option now. 

Additional Info on Requirements for Becoming a Licensed MLO in Hawaii

To fulfill the Pre-licensing Requirements for Hawaii, you must also pass the NMLS National MLO Exam and acquire your NMLS ID Number. We have developed informational videos to guide you through obtaining your NMLS ID, scheduling the exam, and excel with valuable tips. Subscribe to our YouTube Channel for more great tips and industry-related news!