MLO License Education Requirements in Missouri

Overview of Education Requirements in Missouri

Let’s explore the MLO license education requirements in Missouri. Aspiring MLO’s in Missouri must complete 20 hours of NMLS-approved education. This comprehensive education encompasses 3 hours of federal law, 3 hours of ethics (addressing fraud, consumer protection, and fair lending), 2 hours of non-traditional mortgage lending, and 12 hours of elective education.  

State Specific MLO License Education Requirements in Missouri

In Missouri, there are no additional state-specific pre-licensing education requirements apart from the initial 20 hours of SAFE education. Once you have completed the 20 hours of SAFE education, you are prepared to take your exam. No further education is required.

Application Process

In addition to completing pre-licensing education, you will also need to pass the National MLO Exam and undergo a criminal background check before licensing. Utilize the Missouri MLO Application Checklist provided by the NMLS to assist you in the application process. You can view the full checklist using the link below.

View the Missouri Application Checklist

At a Glance

  • NMLS Approved Education: 20 Hours
  • MO State Specific Education: None
  • MO License Application Fee: $50.00
  • NMLS Processing Fee: $30.00
  • Credit Report Fee: $15.00
  • Background Check Fee: $36.25

Completing your SAFE20 Education

MLO applicants in Missouri are required to complete 20 hours of NMLS approved SAFE education prior to licensure. My Mortgage Trainer offers a range of format options for the 20-hour course to cater to your study needs and accommodate your schedule. Begin your journey towards MLO licensure in Missouri with My Mortgage Trainer today. View our course and test preparation options here.

Additional Info on Requirements for Becoming a Licensed MLO in Missouri

In addition to completing the pre-licensing education requirements in Missouri, you must also pass the NMLS National MLO Exam and acquire your NMLS ID Number. We have developed informational videos to guide you through obtaining your NMLS ID, scheduling the exam, and excel with valuable tips. Subscribe to our YouTube Channel for more great tips and industry-related news!