Pre-licensing Requirements

New Jersey states that individuals seeking licensure as an MLO or a Qualified Individual are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of federal law, 3 hours of ethics (which must include instruction on fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 8 hours of undefined education (referred to as electives), and 4 hours of New Jersey-specific state law instruction.

If you haven’t completed your initial 20 hours of SAFE education, click here to view our 20 Hour SAFE options.

As mentioned, New Jersey has a has a 4-hour state specific pre-licensing education course requirement.  Please view our New Jersey PE course options below.