Pre-Licensing Education Requirements

The Utah-DFI (Department of Financial Institutions) states that individuals seeking licensure as an MLO are required to complete 20 hours of NMLS approved education that includes 3 hours of federal law, 3 hours of ethics (which must include instruction on fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, and 12 hours of undefined elective education.

The Utah-DRE (Division of Real Estate) states that individuals seeking licensure as an MLO are required to complete 20 hours of NMLS-approved education that includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, and 12 hours of undefined elective education. It should also be noted that UT-DRE also has an additional requirement of 15 hours of UT-DRE approved instruction, which is not reported to the NMLS.

If you haven’t completed your initial 20 hours of SAFE education, click here to view our 20 Hour SAFE options.