Let’s explore the MLO license education requirements in West Virginia. To obtain an MLO license, individuals in West Virginia must complete 24 hours of NMLS-approved pre-licensing education. This education covers federal law, ethics, non-traditional mortgage lending, elective education, and West Virginia-specific topics.
As mentioned, West Virginia MLO applicants must complete 24 hours of NMLS-approved education. This education includes 3 hours of Federal law, 3 hours of ethics (covering fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 12 hours of elective education, and 4 hours of West Virginia state-specific defined electives.
In addition to completing pre-licensing education, you will also need to pass the National MLO Exam and undergo a criminal background check before licensing. Utilize the West Virginia MLO Application Checklist provided by the NMLS to assist you in the application process. You can view the full checklist using the link below.
Aspiring MLO’s in West Virginia are required to complete 24 hours of NMLS approved SAFE education prior to licensure. My Mortgage Trainer offers a range of format options for the 20-hour course to cater to your study needs and accommodate your schedule. Begin your journey towards MLO licensure in West Virginia with My Mortgage Trainer today. View our course and test preparation options here.
West Virginia MLO applicants must also complete 4 hours of West Virginia Division of Financial Institutions (WV-DFI) defined electives, covering required topics such as Disclosures & Advertising, Conditions & Limitations of Certain Mortgage Transactions, Residential Mortgage Loans, and Licensing.
In addition to meeting West Virginia’s pre-licensing education requirements, you must also pass the NMLS National MLO Exam and acquire your NMLS ID Number. We have developed informational videos to guide you through obtaining your NMLS ID, scheduling the exam, and excel with valuable tips. Subscribe to our YouTube Channel for more great tips and industry-related news!
Contact Information
My Mortgage Trainer, Inc.
8420 Masters Rd.
Indianapolis, IN 46250
(317) 566-0425
info@mymortgagetrainer.com
Office Hours
Monday – Thursday: 9AM – 6PM EST
Friday: 9AM – 4PM EST
Saturday – Sunday: Closed
All Scheduled Webinar and Instructor Led Course times are EST
NMLS Approved Provider #1400080