State CE

The SAFE act requires all licensed MLO’s to complete at a minimum 8 hours of annual continuing education in order to renew their mortgage license.  In addition, some states will require state specific hours in order to renew.

Below you will find each state that requires additional hours for CE.  Note that some states require education be completed as early as October! For example: The deadline to have CE completed by for Georgia is October 31st.  Licensees in DC and West Virginia must have their CE completed by November 1st. Licensees in Kentucky & SC-DCA must have their CE completed by November 30th. Licensees in Delaware, Idaho, Iowa, Kansas, Puerto Rico, and Vermont must have their CE completed by December 1st. Licensees in Washington & UT-DRE must have their CE completed by December 15th. All other states must have their CE completed by December 31st, however, please pay attention to the NMLS SMART renewal deadlines below to ensure that you will be able to renew your license on time.

You may choose your state from the list below to learn more and to order any needed course.  If you have not competed your Federal 8 hour, you may see your options by clicking here. 

NMLS SMART Renewal Deadlines:

  • Smart Deadline: CE Course Reported to NMLS by December 10th, 2021
  • At Risk to Miss Deadline Renewal: Course Reported to NMLS on or after December 17th, 2021
  • Guaranteed to Miss Renewal Deadline: Course Reported to NMLS on December 31st

NMLS Renewal Period: 

You can complete your education anytime before November 1st, but you will not be able to renew your license until November 1st, 2021. Conversely, the renewal period ends December 31st, 2021.